San Diego Real Estate Cafe by Krista Lombardi

Top 7 Things To Do In North County This Week

 

“Men, I want you just thinking of one word all season. One word and one word only: Super Bowl.”
( Inspirational words from Houston Oilers Coach Bill Petersom)

 

 

 

1. Sunday, February 5 – Super Bowl 2012

The 46th Super Bowl will take place on February 5, 2012 at Lucas Oil Stadium. Kick off is scheduled for 3:30 Pacific Time.
 Madonna will be performing during the half time show.

 

2. Monday, February 6 – Bird Watching

Meet in the main parking lot. Discover the fascinating birds and the unique art of bird watching at the San Diego Botanic Garden.

8:00a
San Diego Botanic Garden,Encinitas,CA

 

3. Tuesday, February 7 – Dr. Dog with Purling Hiss

Dr. Dog will be taking their notoriously rough and tumble high energy live show on the road. Philadelphia band Dr. Dog is back in action -touring in support of their new album, Be The Void.

9:00p
Belly Up Tavern, Solana Beach,CA

 

4. Wednesday, February 8- Dinner at Home, Personal Chef Service

Rediscover the pleasure of dining…
Dinner at Home takes the hassle out of dinner time with our Personal Chef Service. Dinner at Home’s meals are prepared by a professional chef in the comfort of your own home and using only quality ingredients. Read the rest of this entry »

Top 7 Things To Do In San Diego This Week

 

Do right. Do your best. Treat others as you want to be treated.”
–Lou Holtz

 

 

1. Sunday, February 5-  Super Bowl XLVI

Kick-Off time is at 3:30 Pacific Time. This years half time show will be headlined by Madonna.
The New York Giants vs New England Patriots

 

 

 

 

 

2. Monday, February 6- Open Mic Night

Come out to Winstons in Ocean Beach and watch some local talent deliver their best.
 6:00Pm – 8:00Pm Hosted By: Drunk Poets Society

 

3. Tuesday, February 7-   Karaoke Tuesday

Karaoke Tuesdays $3.00 Happy Hour Drinks All Night Be The Star That You Are!

8:00p
In Cahoots,San Diego,CA

 

4. Wednesday, February 8- The Recommendation

A World Premiere play from one of America’s exciting new theatrical voices. Read the rest of this entry »

Top 7 Things To Do in San Diego This Week

 

Don’t ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive.
– Howard Thurman

 

 

1. Sunday, January 29- San Diego Chinese New Year Food and Cultural Fair

Come celebrate our 30th annual San Diego Chinese New Year Food and Cultural Fair. Read the rest of this entry »

Top 7 Things To Do in North County This Week

I dream of a better tomorrow, where chickens can cross the road and not be questioned about their motives. ~Unknown

 

 

1. Sunday, January 29- Hot Flashes Follies

The Hot Flashes Follies, a senior dance company unique in dance experience, choreography and costumes. There are currently nine dancers whose routines range from Broadwayto Big Band, with an occasional nod to Nashville as well.

2:30p
Temple Solel,Encinitas,CA

 

2. Monday, January 30- Zumba Fitness for Baby Boomers

Hey Boomers
Do you like to dance?? Then join us at Zumba Fitness !! Read the rest of this entry »

$1,000 Downpayment Assistance in California

CHDAP Reference Sheet

Program Summary	The California Homebuyer’s Down payment Assistance Program  is a deferred payment, simple interest, junior loan. Can be used for down payment and/or closing costs.
Target Market	First time home buyers anywhere in California
Purpose	Purchase only
Occupancy	Owner Occupied (non occupant co-borrowers not allowed)
Property Requirements	1 unit including condo or PUD
Income Limits Check out your county or Family member size over 4 at: www.calhfa.ca.gov/homeownership/limits/	County # of Family Members 1 2 3 4 San Diego $60,350 $68,950 $77,550 $86,200 Orange $67,850 $77,500 $87,200 $96,850 LA $51,550 $58,900 $66,250 $73,600 Riverside $50,350 $57,500 $64,700 $71,900
Program Sales Price Limits Check out your county or fina a targeted area at: www.calhfa.ca.gov/homeownership/limits/	County New Construction Resale Non Targeted Targeted Non Targeted Targeted San  Diego $635,696 $776,961 $635,696 $776,961 Orange $665,088 $812,885 $665,088 $812,885 LA $665,088 $812,885 $665,088 $812,885 Riverside $455,696 $556,961 $455,696 $556,961
LTV%	Maximum 3% of sales price or appraised value, whichever is less
Lien Position	Junior to acceptable first mortgage loan Does not require CalHFA first SPM allows on FHA T100 program only
Term	Term of the first mortgage
Credit Score	640 Deferred Student Loans require a payment to be included in DTI
DTI	31/43 FHA guidelines; can be exceeded with DU approval and compensating factors
Minimum Contribution by borrower	The contribution must be greater of 1% of the sales price or $1000
Allowable Borrower Fees	$250
Borrower Funds	Must be own funds, gifts cannot be used
Seller Contributions	3% toward all closing costs if 1st LTV>90%
Repayment of P&I	Required at the earliest of the following events: Transfer of Title Sale of the Property Payoff or refinance of the first loan NOD
Price	Page 2 of rate sheet – T100CD
Loan Originator / Processor to provide CalHFA CHDAP approval as a PTD condition.

Top 7 Things To Do In North County This Week

 I have decided to stick with love. Hate is too great a burden to bear.
~Martin Luther King

 

 

 1. Sunday, January 22- Art of the Green

ART ON THE GREEN Every weekend (weather permitting) COAL Gallery member artists display their paintings, glass work, photography, sculpture at Art on the Green Read the rest of this entry »

Top 7 Things To Do In San Diego This Week

 Patience and perseverance have a magical affect before which difficulties disappear and obstacles vanish.” John Quincy Adams

 

1. Sunday, January 22- Michael Jackson The Imortal Your by Cirque du Soleil

The Estate of Michael Jackson and Cirque du Soleil announced the official international launch of Michael Jackson THE IMMORTAL World Tour™ written and directed by Jamie King, the leading concert director in pop music today. Read the rest of this entry »

BIG Incentives to Sell Your San Diego Real Estate!

There are a lot of Short Sale Incentive programs out there these days!

Of course, there is everyone’s favorite—HAFA which gives the seller $3,000.00 at close of escrow. Then, there is also the Bank of America Cooperative Short Sale Program which we closed recently and got the sellers $2,000.0o, there’s TAP, and there are even short sale incentives offered by such banks as Citi, Wachovia, and Litton Loan Servicing. But, the biggest short sale incentive of all

Read the rest of this entry »

Tags: avoid foreclosure, best realtor in san diego, Krista Lombardi, Mission Hills real estate, San Diego real estate, short sales in San Diego

Top 7 Things To Do In San Diego This Week

In times like these it helps to recall that there have always been times like these. ~ Paul Harvey

 

 

 

1. Sunday, January 15- Dividing the Estate

Nominated for a 2009 Tony Award for Best Play, Dividing the Estate is Pulitzer Prize winner Horton Foote’s knowing comedy about family, money and greed. Living in present day Texas and ruled by octogenarian matriarch Stella, the family must confront their past as they prepare for an uncertain future when their family fortune begins to diminish.

7:00p
Old Globe Theatre,San Diego,CA

 

2. Monday, January 16- San Diego Restaurant Week 2012

Take a bite out of San Diego Restaurant Week! Read the rest of this entry »

Top 7 Things To Do In North County

 It is amazing what you can accomplish if you don’t care who gets the credit.  ~ Harry Truman

 

1. Sunday, January 15- Theatre: Spring Awakening

California Youth Conservatory presents Spring Awakening.
Produced and directed by Shaun T. Evans at the Welk Resorts Theatre in Escondido. Set against the backdrop of a repressive and provincial late 19th century Germany, SPRING AWAKENING tells the timeless story of teenage self-discovery and budding sexuality as seen through the eyes of three teenagers.

1:00p
Welk Resort Theatre,Escondido,CA

 

2. Monday, January 16- Whale Watching
 
Join Scripps naturalists and Flagship Cruises & Events for our 12th season of whale watching as we venture out for twice-daily cruises to locate gray whales on their round-trip migration from their Alaska feeding grounds to Baja California.
9:45 a.m.-1:15 p.m. and 1:30-5 p.m. daily

 

3. Tuesday, January 17- Calzone and Stromboli: the Stuffed Breads of Italy

Join Chef Joy and explore the world of Italy’s stuffed breads, the calzone and stromboli. Read the rest of this entry »